Morning everyone,
Today I am here to suggest a loan system for the banks of Firestone which I believe can help benefit people in the state in a great way.
So, how would this work?
When a person is interested in obtaining a loan (and bank staff is on at one of the banks), they can enter and ask to obtain a loan for x amount of money. After doing loan procedures and such, the bank would have a button/GUI of some type locked to only the bank groups that would be similar to the donation system we currently have where you would enter the loan amount and the person would then receive said money.
Once a person has reached their loan date or is interested in paying off their loan early or etc, said person would return to the bank and there would be some type of tablet/GUI/button to pay off the loan which would be logged into a trello system so the banks can make sure someone has paid off their loan.
Obviously, there would be a few concerns:
A: Employee uses loan system for self benefit and gives themself x amount of money and they don’t pay off the loan
Solution: Loans transactions for both the giving and paying of a loan will be recorded to a system and abuse would result in major fining and/or a ban (we will see)
B: This is a lot of scripting to do, it is too much to work
Solution: Though this may be the chief issue, I believe an edit of the donation system and edit of the deposit system (when one pays off the loan) would make this possible and not that challenging but inevitably, we will wait and see
C: People don’t make enough to pay off a loan in time
Solution: With the recent major wage update and giving a possible raise of a citizen wage as well, I believe rising the income of the citizens would help make this possible. With this addition as well, it would help stimulate the economy and not make it frustrating when buying cars, food, weapons as well as receiving tickets for simple traffic violations that sets you back on buying that ever so precious car and so forth.
Overall, I believe the addition of a loan system would truely help this state and help it move forward and finally give a function to bank businesses then just to be robbed and having ATMs to deposit and withdraw money.
Please, tell me what you think and hopefully, we may have this one day.